Keeping car insurance affordable is easy to do. To keep affordable car insurance, you must do your absolute best to keep your vehicle safe at all times. This involves controlling who drives your vehicle, where you park your car and taking your car for regular oil-changes. Sometimes not performing scheduled maintenance and preventative maintenance perceived by the insurance company as you not taking care of your vehicle properly. The insurance companies look at these types of records should a car malfunction happen. Also, avoiding accidents and even minor fender benders can help keep your car insurance at a an affordable rate.