It’s so easy these days to shop for anything.  As easy as it is, you’d think everyone would take a few extra moments and compare car insurance policies and prices when they are making a decision on coverage.   I admit I’m prone to over analyzing things sometimes and comparison shopping may fall under that category.  It’s just that I hate to flush money down the toilet in any circumstance and paying more than necessary for car insurance is definitely flushing money down the toilet in my book.  It’s just so absurd to waste money every month when there are almost always less expensive options.