car insurance coverage plans

there are a few main types of car insurance coverage plans plans.  there is liability coverage which is the stuff you need in order to legally drive your car on the road.  then there is comprehensive coverage which covers damage to your car that is unlikely to be your fault (for example, if a meter hits your car… or hail which is a bit more likely).  then there’s collision coverage which is the stuff that covers damage to your own car in the event of an accident (liability will cover the damage you did to the other person’s car if you’re the one who’s at fault).